JCB Group / JCB Investigations? - Cali People

[fenrisx]

Any of you guys every heard of these guys? They called my grandmother in GA one night asking for my wife. Supposedly they investigate check fraud. My wife wrote a few bad checks about 5-6 years ago [didn't realize her account was overdrawn] and the account ended up getting closed. We're talking like a combined $80..

So, now these people have called about it saying that if she doesn't repay + attorney fees and other fees adding up to over $600 then basically the end result will be her having a warrant out for her arrest.

I can't find anything about "JCB Investigations" on Google. I did find www.thejcbgroup.com (http://www.thejcbgroup.com) which is in California that does cover this type of thing. The website is very outdated, basically looks like a 'GoDaddy' page maker site circa 1995. I did a whois on the domain and it's registered to a John Bernal out of Bakersfield who runs a photography business. I'm guessing the J and B of JCBgrup is 'John Bernal'. Eeither way there's no JCB Investigations or JCB Group listed with the BBB.

I did a nice Google call to the number registered with the domain and someone picked up for about 2 seconds & hung up without saying hello or anything...

After all the investigating I've done on this in the past 15 minutes I should start my own investigator business!

Point of thread.. sounds fishy. Just want to see what others think on here.. and see if anyone had heard of JCB Ivestigations or JCBGroup, or John Bernal Photogrpahy..

[Robinhood4x4]

I don't know, but it sounds like a scam. I've heard of people calling elderly folks claiming to know their grandkids or kids and saying there's an emergency and they need money. Sounds similar.

[CJM]

Report it to the PD. Anything like this would come in the mail before someone calls you.

Plus they cant have a warrant out for her arrest over this lol. If anything they would get a summons out for a court date.

yep, call the local PD they take fraud quite seriously most of the time.

[Obi..]

Yes it's a scam, and the following is the long drawn out answer on what to do now. I've served collections, notices, and warrants and all were without any sort of scare tactic call first. I've had people try this w/ my parents trying to call in a collection for either me or my brother. *We both have A+ credit and backgrounds. Here's what to do:

Tell them (your family) the next time it happens to get as much info as possible like address, person's name, call back number etc and document every call. Bait them into about 5 calls over month period and have all the calls handled by only one of them. Then stall calls for 15 days including no answer or contact. After that time take the call and have it be the other person. Have them say they represent things and are the legal consul, that the company has been tracked and identified as committing fraud and that they and whoever they represent are in current violation of the fair debt and credit collection act. That as of this call they are now immediately liable for a minimum amount of $3000 including and up to $1500 to $3000 for any further consecutive calls or attempt to contact, in any form received, print included, at a per-incident fee. That this specific call in addition to the other calls and information are now tracked/confirmed and logged. You are hereby notified in verbal form that legal proceedings including suit have been iniated. This is the final and only verbal advisory of this action they shall receive until they've been served their papers.

Then be sure to follow up by sending a letter to that address signature required for recipient or representative. Do not put anything on the outside other than that address. For the name put "Recipient Responsible for Address: DBA: JCB"

Now all you have to do is either wait for confirmation of the written cease and decist or the letter returned unsigned/unaccepted. Either way you've followed your legals perfectly because they have a cease and decist received, or have refused to accept letter contact about it. :)

Someone tried calling my mother on her phone recently "..for answers about her medical condition, they represent her medical provider."

Mom asks, "Which provider is that?"

The one in "(Hometown's Name)."

Mom, "Hmmm, hang on a second." (Hometown doesn't have a facility, the nearest one's 30 or so minutes down the road in another town.

Mom gets on the other line "Hello Company-X, I have these people on my other line that's on hold/mute, I'm going to patch this in and have you simply listen until such a time you feel comfortable stepping in."

Mom, "Hello, ok I have my info in front of me, what do you need?"

The original caller "This-that-yadda-yadda, are you still there."

Medical Provider "Who is this again, this is the Facility/Provider's Administrator, who is this, is this indeed your number and address on my client's caller I.D., and why do you need this information we never asked you to get, we don't do that, ever, and oh, also patched in on my side is our investiations department. Mrs. (NorCal's Mommy) you can go ahead and hang up now, the person on the other line won't bother you any more. EVER AGAIN."
:rofl:

[Obi..]

Sorry about the typos, sent from my new iPhone and big square mechanic's fingertips.

[9:35pm PST-typos fixed and explanation clarified as best possible, let me know if it works for you b/c you owe me a :drink: ]


JCB=Just cock and bull? Lol Reminder, when playing ball here, *67 is your friend on everything but a 400, 500, 600, 700, 800, or 900 number. Before all this credit law change it used to be a 7 year limit, stall it one more year if that law is still valid for your specific state. The law applies to your state of residence, regardless if someone from California's trying to collect. :thumbup:

[04 Rocko Taco]

Not to disregard NorCal's suggestions, because it does sound mildly entertaining. I would just contact the local PD. Its the easiest and probably most effective course of action.