Hey guys, I have a question about insurance claims.
I got into an accident where the other party was at fault. (rear ender)
Well the other party's insurance company told me to go to their shop and get it appraised, which I did. Well they ended up cutting me a 1200 check to get it fixed. I went to another shop and they told me it would only cost me 400. If the other party's insurance company already cut me a check for 1200, should I call them back and say "hey guys, here's your 800? or should i just keep the money?
The reason the amt was so different b/w the two shops is bc one shop said i needed sheet metal work done, and the other shop (dealership) said i didnt. The dealership told me if i kept the money, it would be insurance fraud? I dont believe him...what do you guys think?